AnnuityPlanning for yourfinancial future.FLEX IFlexible PremiumDeferred AnnuityInterest RateMAXIMAX IIISingle PremiumDeferred AnnuitySingle PremiumDeferred AnnuityInterest RateInterest Rate4.15% | 4.05% | 3.45%APY*Interest Rate assumes no withdrawals.APY* for 5 YearsAPY* for 3 YearsInterest Rate assumes no withdrawals.Interest Rate assumes no withdrawals.After the initial 1 year guaranteed pe, After the initial 5 year guaranteed per, After the initial 3 year guaranteed periodInterest Rate is subject to change on an nterest Rate is subject to change on an Interest Rate is subject to change on anannual basis. The minimum guaranteed annual basis. The minimum guaranteed annual basis. The minimum guaranteed| Interest Rate is 2.00%. 7 Year Surrender Interest Rate is 3.00%, 5 Year Surrender Interest Rate is 2.00%, 3 Year SurrenderCharge, 15% Free Annual Withdrawal.Charge, 15% Free Annual Withdrawal.Charge.For more information, contactGary Lovelady 812-240-2573 . www.legacyestateservices-llc.comFLEX I policy is a flexible premium deferred annuity. Policy form series ICC13-FLEX I or state equivalent. MAX I policyis a single premium deferred annuity. Policy form series ICC15-FB-MAX I or state equivalent. MAX Il policy is a singlepremium deferred annuity. Policy form series ICC15-FB-MAX IIl or state equivalent. Flex I, Max I and MAX IlIl policiesare underwritten by Family Benefit Life Insurance Company, Tulsa, 0K. Other limitations and exclusions may applyNot available to residents of all states.(FB-Ann-AD 7-2018)

Date: March 13, 2019

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Annuity Planning for your financial future. FLEX I Flexible Premium Deferred Annuity Interest Rate MAXI MAX III Single Premium Deferred Annuity Single Premium Deferred Annuity Interest Rate Interest Rate 4.15% | 4.05% | 3.45% APY* Interest Rate assumes no withdrawals. APY* for 5 Years APY* for 3 Years Interest Rate assumes no withdrawals. Interest Rate assumes no withdrawals. After the initial 1 year guaranteed pe, After the initial 5 year guaranteed per, After the initial 3 year guaranteed period Interest Rate is subject to change on an nterest Rate is subject to change on an Interest Rate is subject to change on an annual basis. The minimum guaranteed annual basis. The minimum guaranteed annual basis. The minimum guaranteed | Interest Rate is 2.00%. 7 Year Surrender Interest Rate is 3.00%, 5 Year Surrender Interest Rate is 2.00%, 3 Year Surrender Charge, 15% Free Annual Withdrawal. Charge, 15% Free Annual Withdrawal. Charge. For more information, contact Gary Lovelady 812-240-2573 . www.legacyestateservices-llc.com FLEX I policy is a flexible premium deferred annuity. Policy form series ICC13-FLEX I or state equivalent. MAX I policy is a single premium deferred annuity. Policy form series ICC15-FB-MAX I or state equivalent. MAX Il policy is a single premium deferred annuity. Policy form series ICC15-FB-MAX IIl or state equivalent. Flex I, Max I and MAX IlIl policies are underwritten by Family Benefit Life Insurance Company, Tulsa, 0K. Other limitations and exclusions may apply Not available to residents of all states. (FB-Ann-AD 7-2018)

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